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Target Break-Even Calculator

The target break-even calculator answers a blunt question: how many more shares it takes to drag your break-even down to a price you choose, and how much bigger your position gets to reach it. Browser-only, nothing stored.

To move your break-even to a chosen price by averaging down, the extra shares needed equal current shares x (current average - target) / (target - new buy price); it shows how much more you must buy, and how much larger the position becomes, to reach that break-even level.

Where you are now

add = held · (avg − target) / (target − price)

To move break-even to your target

New units to buy at current price
New money required
Total invested after
Exposure increase
Type your numbers to see the result.

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How it works

What this calculator does

You hold a losing position and want your break-even to sit at a specific target price. This tool solves for how many additional shares you must buy at the current price to pull the blended average down to that target — and shows how much larger your position becomes.

The formula

To move a holding of held shares at average cost avg down to a target by buying at the current price:

shares to add = held × (avg − target) / (target − price)

The target must sit between the current price and your current average for a solution to exist.

Worked example

You own 100 shares at an average of $50. The price is now $30 and you want break-even at $40. Then 100 × (50 − 40) / (40 − 30) = 100 × 10 / 10 = 100 extra shares. After buying, you hold 200 shares averaging $40 — but your dollar exposure has doubled, which the tool flags as an exposure multiplier.

What it deliberately does not do

This is the honest math of buying down to break-even. It shows the cost, not a recommendation. A larger position means a larger loss if the price keeps falling, and the tool offers only the arithmetic — no live prices, no investment advice.

Frequently asked questions

How many shares do I need to buy to lower my break-even to a target?
Use held × (avg − target) / (target − price). The closer your target is to the current price, the fewer shares it takes; the closer it is to your old average, the more it takes.
Why can't I hit any break-even target I want?
Your new average can only land between the current price and your existing average. You can't average below the price you're buying at, so a target under the current market price is impossible.
Doesn't buying down to break-even just increase my risk?
Yes. Reaching a lower break-even requires a much larger position, and the tool shows the resulting exposure multiplier. If the price falls further, you lose more, faster.
Is this the same as an average-down calculator?
Related but reversed. The average-down tool tells you the break-even given a buy; this one tells you the buy given a break-even target you choose.
Does it include fees?
The core formula ignores commissions for clarity. Real costs push the required shares slightly higher. Treat the result as an estimate for education, not investment advice.

Related calculators

Funded-account checks

Use these three pages as a simple path: understand the rules, stress a scenario, then track consistency before a payout.

Information tool only. Every result is deterministic arithmetic (for the simulator, a probability estimate) from the numbers you enter. The calculators run in your browser with no account connection and nothing stored; the pairs scanner uses delayed, cached market data (daily figures, refreshed once a day), not a live feed. This is not investment, trading, tax, or financial advice — verify against your own broker or prop firm before acting.
Disclosure. Some outbound links may be affiliate or partner links; they never change how a tool computes.